Know What You're Really Buying

Buying a small business is a major investment. Seller-provided financials tell a story—but before you commit your capital, you need to know how much of that story can actually be supported by the underlying records.

AGI Business Acquisition Due Diligence helps buyers verify the financial and operational information behind a prospective acquisition, identify inconsistencies and risks, and turn complex records into a clear picture of the deal.

Before you close, know what the numbers can actually support.

Our Role

AGI provides transaction-focused financial and business due diligence. We do not replace your attorney, tax advisor, CPA, valuation professional, lender, or other specialist advisors where their expertise is required.

We don't tell you whether to buy the business. We help you understand what you're buying.

What We Verify

We analyze and reconcile the information that matters most to an acquisition buyer:

• Revenue & Cash — Compare reported revenue with available bank and supporting records.
• Tax Returns — Identify significant differences between tax filings and reported financials.
• SDE & EBITDA — Examine seller add-backs and distinguish supported earnings from unsupported adjustments.
• Working Capital — Identify the cash and operating resources required after closing.
• Debt & Liabilities — Review debt, obligations, and potential debt-like items.
• Customer Concentration — Identify dependence on major customers or revenue sources.
• Owner Dependence — Assess how much the business relies on the seller personally.
• Financial Trends — Investigate unusual changes, inconsistencies, and unexplained items.
• Red Flags & Missing Information — Clearly identify unresolved issues and areas requiring additional investigation.

Our Process

1. Qualify the Deal
   We review the transaction, available records, timeline, and complexity before significant diligence begins.
2. Collect & Organize
   We establish a structured document request so critical information is collected efficiently.
3. Reconcile & Verify
   We compare financial statements, tax returns, bank activity, payroll, revenue information, and other supporting records.
4. Normalize Earnings
   We analyze SDE/EBITDA and seller add-backs to determine what the available evidence actually supports.
5. Identify Risks
   Findings are categorized as verified, partially verified, unsupported, or requiring further investigation.
6. Deliver the Report
   You receive a structured report covering financial findings, risks, missing information, seller questions, and recommended follow-up.

Choose the Level of Review You Need

Acquisition Financial Diagnostic
A focused preliminary review to determine whether a deal deserves deeper investigation.
Full Acquisition Due Diligence
A comprehensive financial and business diligence engagement for buyers moving toward closing.
Custom / Complex Transactions
Additional scope for acquisitions involving multiple entities, complex records, inventory, significant concentration, complicated debt, or other special circumstances.