We are, dba Asset Insurance Agency, fully licensed and appointed with the most important insurers for on and off exchange as well as supplemental insurance. Health insurance come with tax implications: benefit from our expertise in both, insurance and tax. What does an insurance agent do? An insurance agent helps you choose the best plan for you. An agent should be appointed with the most important, if not all, Qualified Healthcare Providers (insurance companies) in the area serviced. We are. An agent gets paid for his or her effort by the insurance company, NOT the client; the help from the insurance agent does in no way increase your premium.
Main Features for Individuals
Pre-existing conditions are covered without any extra charge
Maternity coverage is included
No annual limit on benefits
Rates not based on health status or gender
Dependents can stay on parents’ plan until age 26
How much will it cost? Cost will vary from individual to individual. The less you make, the less you pay You qualify for a subsidy in the form of a Premium Tax Credit that will be used to pay your insurance premium if you make 100%-400% of Federal Poverty Level – FPL - income relative to family size.
There is also Cost Sharing Reduction if your income is 100-250% of FPL and if a certain plan is chosen.
Nearly 6 in 10 Americans without health insurance could get coverage for $125 or less*) DEADLINES AND IMPORTANT DATES TO REMEMBER
November 1st - Open enrollment begins - Coverage can start as soon as January 1st December 15th - Last day to enroll or change plans for beginning of coverage January 1, 2017. January 15th - Last day to enroll or change plans for beginning of coverage February 1, 2017. January 31st - Open enrollment ends - Enrollment or changes between January 16-31 will take effect March 1st
What if I don't sign up? If you don’t have coverage in 2017, you’ll pay a penalty of either 2.5% of your income or $695 per adult ($347.50 per child under 18) – whichever is higher.
What information is needed to sign up? For all household members, the following information is needed: Biographic information Passport / Certificate of Naturalization (recommended) or Green Card (front and back) Latest paystub if employed; estimated monthly net income and 2014 tax return if self-employed.